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A blanket policy used by mortgage servicing departments and loan operation departments. Lender Placed insurance provides instant coverage for the financial institution’s interest, whenever a mortgagor (including commercial customers) fails to keep insurance on the mortgaged property.

Lender Placed Insurance Program Highlights:

  • property and liability coverage available
  • all residential and practically all commercial properties
  • high "per property" blanket limits, and even higher "individual policy" limits
  • replacement cost coverage
  • Automatic – no waiting to confirm coverage
  • Custom reporting procedures, from manual "fax" method to full system integration
  • REO properties included – without reduction of coverage
  • "A" Rated carriers
  • Outstanding Customer Service assistance
  • Lender Placed flood insurance is available
  • contents coverage is available

REO Coverage Highlights:

  • REO properties are insured same as regular lender-placed properties. No reduction in coverage when property becomes an REO.
  • Instant and Automatic coverage
  • Replacement Cost Coverage

Commercial Property Highlights:

  • Reported under the regular lender placed program.
  • "Commercial" Contents coverage available
  • property and liability coverage available

Vacant Land:

  • Liability coverage available


enders Financial Insurance Services
(248) 689-2001
(855) 313-1468 (fax)